PUT IT IN YOUR CART
Put your must-have pieces into your cart and head over to checkout as usual. In order to use Klarna the total value of your cart must be $35 or more.
CHECK OUT WITH KLARNA
You don't have to sign up for anything or create a new account.
Just select Klarna's Pay in 4 interest-free installments option and double check you're happy with each installment.
You're one step closer to getting new statement pieces or photoshoot supplies!
LET'S GET STARTED!
Submit your order at checkout and you're good to go.
You'll pay 25% of the order straight away and then the remaining 3 payments are taken automatically every 2 weeks. WITH NO INTEREST!*
Whether it’s a photoshoot or a special occasion, you'll be camera ready asap!
REQUIREMENTS
All you need to order with Klarna is
- A US bank account
- A US residential address
- Be 18 or over.
If you're struggling to use Pay later with Klarna it could be because; you may have an outstanding payment from another order, you have filled out the form incorrectly or they have rejected your application. If they reject your application we would recommend chosing another payment type.
FAQS
WHAT IS KLARNA?
Klarna is an easy payment service for customers to make purchases instantly and then pay for them in 4 equal payments every 2 weeks, without any interest at all.
HOW DOES KLARNA WORK?
Just shop on CGC and check out as normal (in order to use Klarna as a payment option the total of your basket must be $35 or more). At the checkout, simply choose the Klarna payment method. You will know if you are approved in seconds and once approved you will get an email confirmation from Klarna.
ARE THERE ANY FEES TO USE KLARNA?
There are no extra fees when you follow your payment schedule properly.
HOW DO AUTOMATIC PAYMENTS WORK?
Payments are collected on a 2 weekly basis off the debit of credit card given at the time of purchase. All scheduled payments will be sent over on email and you can review your purchases by logging in to Klarna here.
WHEN WILL MY ITEMS BE DELIVERED IF I USE KLARNA?
Klarna orders are delivered within our standard delivery timeframes like any normal order from CGC. Visit our Shipping page here for more information.
HOW DO I RETURN AN ITEM PURCHASED WITH KLARNA?
Klarna returns will follow our usual standard returns process. Please see here for more information. Your total balance will be updated once the return has been processed and any remaining payments are automatically adjusted from the last installment. Any payments already made will be refunded back to the original payment method. Do you have more questions about Klarna returns? here
WHAT IF I CAN’T PAY A KLARNA INSTALLMENT?
A late payment fee of up to $10 will be charged to your account if funds are not available when the automatic payment is due. However, Klarna will always email you first to let you know the payment was unsuccessful.
DOES KLARNA IMPACT MY CREDIT SCORE?
Klarna may run a soft credit search that does not affect a customer’s credit score and is only visible on your credit file by you and Klarna. Neither Klarna nor Cool Girls Create run credit searches that could impact your credit rating. This includes at the point of application, if a payment is missed, or if the outstanding balance enters a debt collection stage.
FURTHER INFO ABOUT PAYING IN 4 INSTALLMENTS WITH KLARNA, ELIGIBILITY CRITERIA AND MORE CAN BE FOUND BY CHECKING OUT THE DEDICATED KLARNA HELP PAGE HERE.